PayAfterTax

$48 an hour after tax in Australia

Working full-time (38 hours) at $48 an hour, you take home

$1,422.63 a week in 2026–27
Per hour after tax$37.44
Per fortnight$2,845.26
Per year$73,977

That is $94,848 a year before tax. You keep 78.0% of it, and your employer pays at least another $218.88 a week in super on top (12% minimum).

Take-home pay by hours worked

Tax depends on what you earn across the year, so fewer hours means a lower tax rate. Each row assumes the same hours every week for a full year.

Hours / weekBefore taxTake-home / weekPer hour after taxTake-home / year
15 hours$720.00$663.56$44.24$34,505
20 hours$960.00$839.94$42.00$43,677
25 hours$1,200.00$999.54$39.98$51,976
30 hours$1,440.00$1,161.51$38.72$60,398
38 hours full-time$1,824.00$1,422.63$37.44$73,977
45 hours$2,160.00$1,651.11$36.69$85,858
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Weekly pay breakdown

WeekFortnightMonthYear
Gross pay$1,824.00$3,648.00$7,904.00$94,848
Income tax−$364.89−$729.78−$1,581.20−$18,974
Medicare levy−$36.48−$72.96−$158.08−$1,897
Take-home pay$1,422.63$2,845.26$6,164.72$73,977
With a HECS-HELP debt$1,349.59$2,699.18$5,848.22$70,179

Next year: 2027–28

The tax rate on income between $18,201 and $45,000 is legislated to fall from 15% to 14% on 1 July 2027. Full-time at $48 an hour, that lifts your take-home pay to $1,427.78 a week, $5.15 more than now, assuming your rate and the other thresholds stay the same.

How $48 compares with the minimum wage

$48 an hour is 82% above the National Minimum Wage of $26.44 an hour that applies from 1 July 2026. If you're casual, your rate usually includes a 25% loading, so the base rate behind $48 is about $38.40. See the minimum wage in Australia for weekly, yearly and casual rates.

Compare nearby hourly rates

Hourly rateTake-home / weekTake-home / year
$46$1,370.95$71,289
$47$1,396.79$72,633
$48 this page$1,422.63$73,977
$49$1,448.47$75,320
$50$1,474.31$76,664
$53$1,551.83$80,695

Different hours, overtime or super included?
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Common questions

How much is $48 an hour a year?

Working 38 hours a week for 52 weeks, $48 an hour is $94,848 a year before tax and $73,977 after tax in 2026–27.

How much is $48 an hour per week after tax?

Full-time at 38 hours, you take home $1,422.63 a week, or $2,845.26 a fortnight. With a HECS-HELP debt, $73.04 a week is also repaid, leaving $1,349.59.

How much tax do I pay on $48 an hour?

About $401.37 a week in income tax and Medicare levy at 38 hours. That assumes you claim the tax-free threshold with this employer and have no second job. If you have two jobs, your second employer withholds more tax.

I'm a casual. Does this include casual loading?

If you're casual, the $48 you are paid usually already includes a 25% casual loading, which works out to a base rate of about $38.40. Casuals don't get paid annual leave, so the yearly figures here only hold if you work every week of the year.

Is $48 an hour above the minimum wage?

$48 an hour is 82% above the National Minimum Wage of $26.44 an hour that applies from 1 July 2026.

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